Does it hurt my credit score when I ask for quotes for auto insurance?

I just turned 25 and I'm tired of getting hosed on my premiums. I want to start shopping around but I know that the insurance companies check your credit score. What's the best way to go about getting quotes?

Answers:

1If you are only getting a quote for insurance , then no it does not have a effect your credit score. The only time your credit score is affected is each time a credit check is done, plus, any business that wants to do a credit check is required by federal law to ask for your permission and they must have your social security number in order to get the results on the right person. A friendly tip on insurance quotes, shop at the "one company" insurance agencies like state farm, allstate, nationwide, etc. stay away from independent insurance agents.

Gillian G. and Silverstang ...........YES, each time a inquiry is done on your credit. YOU LOOSE POINTS ON YOUR BEACON SCORE.

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